Why work with Amanda?
Industry Experience
Amanda has helped buyers across the Twin Cities purchase their dream homes. Whether you are looking for a cozy condo or upgrading to 4+ bedrooms, Amanda has the experience you need to advise you through the process.
Exclusive Resources
As a REALTOR® and agent with Coldwell Banker Realty, Amanda has access to exclusive resources that will help you be the first to know about new listings, keep you informed of market conditions, and make your home transaction hassle-free.
Network of Trusted Partners
Whether you are looking for a lender, inspector, house cleaner, or general contractor, Amanda has a network of trusted professionals to refer your way, saving you time and giving you confidence in your choices.
Let's get in touch!
FAQ
Do I need to be pre-approved before shopping for homes?
Yes. Being pre-approved is an essential first step in the home-buying process. A pre-approval letter will help establish a price range and give you the necessary tools to make an offer on a property.
How much money do I need to have saved to buy a home?
Depending on your financial standing, you can purchase a property with as little as 3% down. However, there are other costs associated with purchasing a home known as “closing costs”, which encompass your inspection, title fees, mortgage fees, and other miscellaneous costs. In general, you should budget 3-5% for closing costs in addition to your down payment.
How long does it take to buy a home?
The home-buying process can take as little as 3 months. A lot of that depends on your motivation level. The Pre-approval process takes 2-3 weeks and closing generally takes 30-45 days after a purchase contract has been signed.
What kind of credit score do I need to purchase a home?
A credit score of 620 or higher is recommended. However, you may be able to qualify with a lower score. Having a higher credit score usually means better lending terms. Talk to a mortgage professional about your options!